World Council's PEARLS Monitoring System is the only software of its kind to combine a powerful relational database with an internationally proven methodology for improving operational efficiency.

PEARLS provides credit union managers with concise, easy-to-read reports that reveal institutional weaknesses and trends. It also offers a strategic business planning tool to help managers implement change.

The PEARLS Monitoring System includes:

• Monitoring tool with PEARLS financial ratios
  
• Ranking tool for comparing credit unions
  
• Business planning tool to create strategic plans that help improve performance
  
• Customizable labels that can be adapted to suit local language requirements
  
• User guides and manuals