Written by practitioners for practitioners, Striking the Balance in Microfinance will benefit a full array of microfinance players—MFIs, technical assistance providers, donors and policy makers. Any institution that is serious about mobilizing and protecting client savings should read and use this book.
Edited by Brian Branch and Janette Klaehn
Chapter 1: The Keys to Striking the Balance: An Introduction to Savings Mobilization
Brian Branch and Janette Klaehn
Chapter 2: Institutional Preconditions: Testing Readiness and Achieving Sustainability
Mark Cifuentes
Chapter 3: Savings Product Management: Establishing the Framework
Brian Branch
Chapter 4: Product Development and Marketing: Meeting the Local Demand
José Linares Fontela
Chapter 5: Counting the Costs of Savings Mobilization
David C. Richardson and Oswaldo Oliva V.
Chapter 6: Nicaragua: Putting the Framework Into Place
José Benito Miranda Díaz
Chapter 7: Ecuador: Stability in a Time of Crisis
César Izurieta Moreno
Chapter 8: Ecuador: Savings Mobilization in 14 Credit Unions
Oswaldo Cabezas Paredes
Toolkit
- Management Evaluation Jesus R. Chavez
- Calculating Interest on Savings Jesus R. Chavez
- Evaluation of Internal Control in the Deposit Cycle Mónica Valenzuela Bravo
- An Introduction to Liquidity and Asset-liability Management Monnie M. Biety
- Monitoring and Projecting Cash Flow Hector Noriega
- Calculating the Net Margin Hector Noriega
- Risk Analysis in Savings Mobilization Nelson Aldana Arroyo
- Profit and Loss Simulation Model José Linares Fontela
- Creating a Marketing Campaign Gerardo Morales
- A Guide to Designing Surveys José Linares Fontela
- Model Surveys Gerardo Morales
- Model Surveys Juan Altamirano Obregón
- Calculating the Costs of Savings Mobilization David C. Richardson and Oswaldo Oliva V.