Tools & Resources

PEARLS
Methodology

a standardized and
comprehensive tool to
measure the financial health
of credit unions
a standardized and
comprehensive tool to
measure the financial health
of credit unions

Agricultural
Lending Tool

a toolbox enabling
financial institutions to
viably lend to smallholder
farmers
a toolbox enabling
financial institutions to
viably lend to smallholder
farmers

Financial
Literacy Tool

WOCCU’s financial education
curriculum on 3 key concepts: 
Budget, Savings & Credit
WOCCU’s financial education
curriculum on 3 key concepts: 
Budget, Savings & Credit

Model
Credit Union
Building

MCUB -
launch new credit unions,
strengthen existing CUs,
and help those ready to expand
MCUB -
launch new credit unions,
strengthen existing CUs,
and help those ready to expand

Pay for
Performance

P4P -
designates development projects
where incentive awards are 
disbursed based on
outcomes delivered.
P4P -
designates development projects
where incentive awards are 
disbursed based on
outcomes delivered.

Field Officer
Banking Tool

making access to
financial services for individuals
in rural areas
economically viable
making access to
financial services for individuals
in rural areas
economically viable