This is the programmatic side, HIFIVE has two objectives:

HIFIVE Objective 1: Support to rural and agricultural value chains access to financial products and services


HIFIVE activities are focused geographically to concentrate on increasing access to finance for MSMEs, households and other actors in targeted value chains in USG-assisted corridors, Cul-de-Sac, Saint- Marc, and Cap Haitian, and in support of the USG Feed the Future (FTF) Initiative. Results are achieved through HIFIVE’s support to the financial institutions that are capable of meeting those needs with well-designed, client friendly sustainable products and services. Targeted financial products and services to support agricultural value chains and the populations who participate in them will emphasize credit although other financial products are also important. The use of mobile money to improve the efficiency, security, timeliness and transparency of value chain payments is also be a priority.

Key Results: (through December 31st 2013)

  • 32 financial institutions newly engaged in value chain finance
  • 57,158 microenterprises receiving value chain finance
  • 91 new value chain solutions introduced
  • 414 traditional points of financial services available from reporting institutions
  • 695,928 rural clients of partner FIs (285% increase from baseline)
  • $130,965,746 in savings deposits (289% increase from baseline)
  • $29,716,013 in agricultural loans (435% increase from baseline)
  • 1,044,578 clients at USG-assisted MFIs and credit unions (160% increase from baseline)


HIFIVE Objective 2: Support increased use of Information and Communication Technology tools (ICT) – primarily mobile money


The use of ICT to expand financial inclusion focuses primarily on mobile money.  As part of this objective, HIFIVE manages the Haiti Mobile Money Initiative (HMMI), a partnership between the Bill & Melinda Gates Foundation and USAID. HMMI provided around $10 million in incentives to mobile service providers during its competition phase that contributed to the rapid launch and scaling-up of mobile money in Haiti.

Following the competition phase, HIFIVE/HMMI transitioned to providing resources and technical assistance to  contribute to thought leadership and problem solving around mobile money, while also promoting its penetration into key sectors, including microfinance, agriculture and health. HIFIVE/HMMI also focuses on key technology, market demand, regulatory and industry issues. Grants to a wide array of partners have supported the development of solutions that move mobile money toward sustainability.

Key Results through December 2014

  • 28 financial institutions adapting ICT tools to increase access to financial services
  • 39 ICT tools introduced to increase access to financial services
  • Active mobile money agents: 729
  • Total number of transactions: 10,416,535
  • Active mobile money clients: 60,751